Regular Share Account (Savings)
Open the door to all of our financial services when you establish your share savings account. Share savings is the basic building block of a solid financial future.

Free Share Draft/Checking (Checking)
At NSTCU, we don't nickel and dime our members with checking fees and service charges. We pay monthly dividends when you maintain a $50 balance and we charge no monthly fees.

We offer:
• No Monthly Service Charge
• No Per Check Charge
• Dividend-earning (balances of $50)
• ATM/Debit card available
• Direct Deposit
• Overdraft Protection (if eligible)
• Check Designs That Fit Your Lifestyle

Individual Retirement Accounts (IRA)
Whether you're just starting out, raising a family or approaching retirement, IRAs offer tremendous advantages.

Share Certificates
Earn top dollar on your investments when you choose NSTCU for a variety of long and short-term options. We constantly concern ourselves with providing you the best possible return on your money.

Christmas Club
Make budget-friendly payments to your Christmas Club Account all year long. You'll be sure to have lots of “jingle” in your pocket for the holidays.

This year funds will be deposited into your share draft account. If you do not have a share draft account it will be deposited into your share account. If you prefer a check - notify us by Oct. 30, 2009.

Direct Deposit
Enjoy the convenience of having funds automatically deposited into your selected accounts. You may never again have to visit the credit union on payday. Direct Deposit is a great way to earn the maximum dividends on your money. Examples of what can be direct deposited are payroll checks, social security payments, pension/retirement benefits, veteran's benefits and disability benefits.

ATM Access
You'll appreciate knowing that you can access your funds 24/7 through thousands of ATM locations locally and nationwide. To learn which terminals are available to our members without fees and surcharges, click here or call us at 336-841-2052.

ATM/Debit Card
Use your Visa debit card at millions of locations. It works just like a check. You will receive a receipt for your purchase and your transaction will show up on your monthly statement for easy tracking.

Lost/stolen card call: 800-453-4270

Enterprise Car Sales
Enterprise Car Sales offers Certified used cars nationwide, below Kelly Blue Book Value. Find your used car online now!

Auto Loans
Our members count on us to help steer them through the entire auto-buying process. We'll look at your total financial picture to make sure you get into a car - and a car payment -that you're comfortable with. Our loans are always calculated on the simple-interest method with no penalties for pre-payment. We offer:
• New & Used Auto Loans
• Low Rates
• Great Terms
• Pre-approval Available
• Refinance Options
• GAP Protection
• Automatic Payment

Other Loan Solutions
• Signature loans
• Share Secured loans
• Mortgage loans
• Boats/RVs
• Home Equity Loans
• NSTC Stock Loans
• CD Secured Loans
• Other Secured Loans
• 90 Day Loans
• Credit Life and Disability is Available for Added Loan Protection

Visit Us For...
• Wire Transfers
• Notary Service
• Auto Pricing
• Online Discount Ticket Program - Wet 'n Wild Emerald Pointe